This class covers common pitfalls, misconceptions and just plain bad information out in today's marketplace. We will discuss and provide detailed information on the tools and strategies to ensure a peaceful transition between generations, a clear understanding of tax implications of your choices, and the best methods to protect your hard-earned assets. Attending this class will help you gain valuable insights and experience to make informed decisions for you and your family's future. All questions are welcome in this open-room presentation.

A vital part of every retirement or resettlement discussion involves the roadmap of issues that help us decide where we want to call home. Is it taxes, the political landscape, the weather, the location of family assets, debt or income concerns in retirement, cost of living, health concerns, or our friends are already there. When should we start this conversation? Did you know how many states do not tax Social Security, pensions or other qualified retirement income sources? Which are the worst states for estate taxes? How do we establish a domicile? How about quality of medical resources and retirement facilities, who is good, who is not so good? All these questions will be discussed in an open and friendly manner with additional questions encouraged. If registering as a couple, only register one person. The name of the person attending with you will be asked during the checkout process.

A Trust is a very popular component and tool to be used in our estate planning. However, there are a variety of vastly different Trust options to be used, and the question arises: "Am I using the right Trust for my needs and goals?" Trusts often used include: Living Trusts, Testamentary Trusts and Irrevocable Trusts, each serves a different purpose, each has a different result. One common problem that often needs addressing is the over-utilization of the Living Trust for goals or problems that it does not resolve. For example, "Does my Living Trust protect my assets against Medicaid and the nursing home?" The answer is probably no. The Irrevocable Trust and the Testamentary Trust each have their strengths and weaknesses as well. We will clearly define the strengths and weaknesses of these different types of Trusts and when to use them. Explore your goals and wishes to see where they fall in the realm of Trusts. Class encourages questions and we hope to provide answers that will set your mind at ease or assist you in the decision making in this area.